|If you have any questions about
the practices of this site,
or your activity on this Website,
you can contact us at:
Trustee Empowerment & Protection
755 West Big Beaver Road,
Troy, MI 48084-4900
888-844-2772 (toll free)
Preserving our clients' and prospective clients' trust, confidence, and privacy, is of paramount importance in the
services that Trustee Empowerment & Protection, Inc. (a Registered Investment Adviser), CSSC Insurance Services, Inc.,
and CSSC Healthcare Consulting, Inc. (collectively referred hereafter as "TEPI") perform. That is why we want you to know how
we protect your privacy when we collect and use information about you, and the steps that we take to safeguard that information. This notice is
provided to you on behalf of the Investment Professionals as well as on behalf of the companies listed above that may aid in providing financial consulting services to you.
The Information We Collect From Websites
TEPI is committed to protecting your privacy. Specifically, users may reasonably be concerned about what information is being collected about them, how it is being collected,
and how it is being or will be used. The following is designed to help you understand our collective commitment to privacy:
TEPI gathers information about Web site visitors to improve the caliber of online information and services offered. There are several forms of data that are
collected, such as site visitor data, site use data, and personal information on site visitors, which is voluntarily provided to us by site visitors and users. All information
collected here about you remains confidential and secure, and is not shared with non-affiliated third parties, unless required to fulfill legal and regulatory requirements,
and otherwise permitted by law. This information is not used for any purpose other than for research, statistical analysis, and the development and delivery of services by TEPI.
Site Visitor Data. TEPI routinely gathers data on site activity, such as how many people visit the site, the pages they visit, what site they navigate
from, how long they visit, etc. This data is typically collected on an aggregate, anonymous basis, which means that this data contains no personal information. This data is
generally gathered through the use of Web server logs and cookies1. Visitor data is shared with TEPI to improve
site content and overall services.
Personal Information. TEPI collects personal information from site visitors and/or users, such as a visitor and/or user's name, address,
phone number, email address, etc. Personal information is collected only when site visitors and/or users voluntarily provide it. It is collected principally
through our interactive communications forms, such as requests for information, specific service requests, etc. Occasionally, we will also collect
personal information through voluntary online surveys.
TEPI reserves the right to accumulate and to disclose information about visitors to this Site, their usage of this Site, and demographics, in any form that does not
reveal their individual identities and as permitted by law.
Other Personal Information We May Collect
When TEPI renders the services you have requested, we will collect such personal information about you that we determine to be
necessary to perform the requested services. We may obtain this information from a wide variety of sources, including (without limitation) tax returns that you
provide (or provided to us, with your consent, by your tax preparer), from files and / or documents from your Investment Professional, or you may provide
the information to us directly. This personal information will typically include (without limitation) information regarding your assets, liabilities, and net worth;
your income; your age; the activities that you participate in; and certain medical information.
What We Use This Other Information For
TEPI will use this personal information about you to design and implement the financial services solutions and other services that you engage us to perform. We
may (although we are not obligated to do so) also use the information to diagnose your need for additional financial services beyond the scope of the engagement for which
such information was gathered.
To Whom Do We Disclose This Information
TEPI will provide this personal information about you to the consulting and financial services firms that help us provide you with the services and solutions that you have requested,
including its Affiliated Firms, Trustee Empowerment & Protection, Inc. (a Registered Investment Adviser), CSSC Insurance Services, Inc.,
and CSSC Healthcare Consulting, Inc. (collectively referred hereafter as "TEPI"). TEPI may provide the information to other financial services
providers that may provide the elements of the financial services solutions that we develop for you, such as insurance companies and money
management firms. These parties must limit their use of the information to the purpose for which it was provided.
We restrict access to nonpublic personal information about clients to those employees who may need to know that information to provide products
or services to clients or as is otherwise permitted or required by law.
We may share your information with auditors, regulators, and law enforcement organizations or in response to a subpoena or discovery request,
as permitted or required by law or regulation.
We do not sell the personal information of our clients to third party providers of goods and/or services. Except as needed to perform the
financial services and implement the financial services solutions that you have asked us to perform for you, we will not provide this information
about you to third party sellers of goods and/or services.
Our Security Policy
TEPI maintains physical, electronic, and procedural security measures that comply with applicable state and federal regulations to safeguard the confidentiality
of your personal information. Authorized access to your personal information is provided only to those who require it to design and implement the
financial services solutions that you have asked us to perform, or otherwise may need it to review and/or supervise such work.
If you have any questions please contact TEPI or its Affiliated Firms.
1Cookies are very small files placed onto the hard drive of your computer the first time you visit our website that
enable our server to recognize who you are the next time you come back. Cookies do not extract private or personal information from your computer’s memory;
cookie on your computer, you can change your browser's settings to deny cookies; however, this may affect your experience with certain features of our website.